FINALLY!...Everything worked perfectly.
The visible CF files that I somehow installed into the CFMX directory really threw me off for a while.
1) 'root' control/password may need to be enabled by some people before expanding the 'cfmxinst.bin' file (installing CFMX into OS X). I found instructions via Sherlock >> Apple Care.
2) Jaguar users will need to make the 'opt' file visible in order to save the 'coldfusionosx' script file to the 'bin' directory.
3) Terminal does not display any characters (bullets, asterics, etc.) as you type in passwords.
Dick, thanks so much for sticking with me and all of your help.